More Ways to Pay

We’re proud to offer more ways to pay. Now you can pay over time with Shop Pay and choose the plan that’s best for you.

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How It Works

Shop Pay Installments lets you split your purchase into smaller, manageable payments — so you can gear up without breaking your budget. No complicated applications, no hidden fees.

  • 1. Add to Cart

    Shop Motomentum as you normally would. Add your helmet, gear, or parts to the cart.

  • 2. Choose Shop Pay at Checkout

    Select Shop Pay as your payment method. You'll see installment options for qualifying orders.

  • 3. Pick Your Plan

    Choose interest-free bi-weekly payments or a monthly installment plan — whatever fits your budget best.

  • 4. Ride

    Your order ships right away. Pay over time while your gear gets to work.

Payment Plans

Choose the plan that's right for you.

  • Bi-Weekly Payments

    • Orders $50–$1,000
    • Split into 2 or 4 equal payments
    • Payments every 2 weeks
    • 100% interest-free
    • No credit impact to check eligibility

  • Monthly Installments

    • Orders $35–$30,000
    • Pay over 3, 6, or 12 months
    • Interest-free options available
    • APR varies based on plan selected
    • Ideal for larger gear purchases

  • Extended Monthly

    • Premium orders up to $30,000
    • Up to 24 monthly payments
    • Covers full kit and big-ticket items
    • Instant decision at checkout

Who is eligible for Shop Pay Installments?

Shop Pay Installments is available to US customers at checkout for qualifying purchases. You'll see the option automatically during checkout if your order is eligible. No lengthy application — just a fast, soft-credit check that won't affect your credit score.

Does checking my eligibility affect my credit score?

Checking your eligibility at checkout uses a soft credit inquiry that does not impact your credit score. If you proceed with a monthly installment plan, a more formal review may apply.

What orders qualify for installment payments?

Bi-weekly interest-free payments are available for orders between $50 and $1,000. Monthly installment plans cover orders from $35 up to $30,000, making them perfect for full gear sets, helmets, apparel, and accessories.

Is there interest on installment plans?

Bi-weekly plans (2 or 4 payments) are always 0% interest. Monthly installment plans may carry an APR depending on the plan you select — you'll see the exact terms before you confirm at checkout. There are no hidden fees.

When does my order ship if I use installments?

Your order ships on our standard schedule — there's no delay because you chose to pay in installments. Motomentum processes and ships your order just as we would for any other payment method.

Who manages my installment payments?

Shop Pay Installments is powered by Affirm. You'll manage your payment schedule through Affirm's platform. For questions about a specific payment plan, contact Affirm directly at affirm.com.

Ready to Gear Up?

Shop Motomentum and choose Shop Pay at checkout to pay over time.

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REQUIRED DISCLOSURE — UNITED STATES

Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.